Insurance

Corporate Protection Plan
Group Family (Takaful protection) cover for the employees of a company. In case of an employee's death or disability, a lump sum equivalent to a multiple of salary is paid out.

Group Personal Accident
Provides for payment of compensation in the event of members of the group sustaining injury, disablement (permanent total, permanent partial and temporary total) or death arising out of accident.

General Takaful
Business Compact/Office Compact
A flexible and simple alternative to the Fire Plan and designed to cover all the insurance needs of a small business, including loss of profit, loss of rent and business interruption.

Property All Risk Insurance (including burglary)
Provides comprehensive protection against loss of or damage to valuable property due to fire, riot fire, burglary, housebreaking, accidental loss or damage risk.

Fire and Additional Perils/Business Interruption
Provides coverage for physical assets (buildings, contents, stocks) against loss or damage due to some listed perils. It also covers loss of revenue/profit due to the inability to use all or part of a company's assets that may affect its ability to trade.

Marine Cargo
Provides flexible and tailored coverage for goods which are in transit by sea, air, or land.

Motor Fleet
Provides coverage against accidental damage to the vehicle and the legal liability towards third party property damages and injuries. It also provides optional value added services like road side assistance, vehicle recovery service, replacement of vehicle and more.

Contractor's All Risks (CAR) & Erection All Risks (EAR)
Provides coverage for construction and machinery installation projects from inception to completion against all risks.

Contractors Plant and Machinery Takaful
Comprehensive plan available for construction plants and machinery against unforeseen and sudden physical damage to the property/covered item whether at work or at rest, or being dismantled for the purpose of cleaning or overhauling or in cause of the aforesaid operations themselves or when being shifted within the premises, or during subsequent re-erection but in any case only after successful commissioning.
The Plan Owner can be the Owner/Contractor/User/ Banking Institution.

Boiler and Pressure Plant
Provides cover for physical loss or damage to all types of boilers and/or other pressure plants where steam is being generated against unforeseen and sudden physical loss of or damage due to an explosion or collapse of the covered items.

Machinery Breakdown
Provides coverage for accidental damage to industrial machinery at work, at rest, being dismantled/moved or re-erected within the covered premises.

Electronic Equipment (Breakdown)
All risk plan is designed for computers, medical, biomedical, microprocessor, and audio/visual equipment including the value of system software.

Employer's Liability
Provides coverage for employers from liabilities arising from disease, fatality, or injury to employees resulting from workplace conditions or practices.

Workmen's Compensation
Provides coverage for Plan Owner's legal obligations to their employees under the Labour Law, including a GOSI 'top-up' cover and employer's liability.

Public Liability Takaful
Provides protection for businesses for legal liability against compensation to third party injuries and property damage arising out of, and in the course of, business operations.

Fidelity Guarantee/Employee Dishonesty
Provides coverage for employers against any direct financial loss, including loss of goods caused by fraud or dishonesty of employees.

Money
Provides protection for loss of business money at the business premises or whilst in transit.